Today, more than ever, people of all ages agree that having thoughtful arrangements in place in advance of a death is certainly a good idea and a responsible thing to do. These arrangements include the preparation of a legal will, advance directives for healthcare, the selection and purchase of cemetery property, and the selection of and payment for funeral or memorial arrangements.
What is pre planning?
There are two phases to pre planning:
- Pre Arrangements - Pre Arrangement involves the selection of funeral-related services and products.
- Pre Funding - Pre funding means paying for the selected services and products in advance.
Why Pre Arrange?
- Provides time to plan a ceremony that is meaningful for survivors and reflective of one's personal wishes.
- Reduces the likelihood of emotional overspending, indecision and/ or possible family conflicts.
Why Pre Fund?
- Advanced payment serves as a hedge against inflation by paying for tomorrow's funeral at today's prices.
- Protects financial assets in the event of the need to apply for SSI/Medicaid assistance for long-term health care.
- Important aspect of a comprehensive estate plan.
- Provides peace of mind.
When to Pre Plan?
- After any significant transition or lifestyle change; a birth of a child, the death of a family member, and/ or before health begins to decline.
- When considering estate planning options; making a will, prior to preparing for any type of public assistance.
- When considering senior living options (Independent or Assisted).
Who should Pre Plan?
- Recognize the inevitability of death and are willing to consider it in their planning.
- Feel pre planning would be a valuable sharing experience with family members.
- Want to provide guidelines for survivors.
- Want to have services in place they no longer reside.
- Have no close relatives.
How to Pre Plan?
Call us anytime and we will schedule a time to come in and talk about all of your options. Once we meet with you, information we will go over:
- Record important personal biographical and statistical information in a permanent file here at the funeral home.
- Select a plan for numerous elements of a meaningful and personalized funeral or memorial ceremony.
- Choose the appropriate memorialization items which may include burial or cremation caskets, vaults, cremation urn, flowers, and or permanent grave markers.
- Decide on a prepayment option, if desired, to secure prices and assure survivors are not faced with unexpected costs at the time of death.
Information courtesy of OFDA.